How factoring works


Freight bill factoring is an effective, low-cost business tool for trucking companies that eliminates the gap between billing and collections.

CASHWAY FUNDING - How factoring works

Freight bill factoring is an effective, low-cost business tool for trucking companies that eliminates the gap between billing and collections.

Achieve business success & never look back

Use Cashway to get paid for every load you haul on the same day you deliver.  We deliver top-quality business funding services at great low prices, so you never have to worry about collecting payment for your freight invoices.

Business funding, when & where you want it

If you are looking for a fast, simple & affordable way to get paid for every load you haul on the same day you deliver it, Cashway is for you!

A Cashway Funding factoring account gives your trucking business the option of collecting same-day payment for your freight bills, so you won't ever need to invoice your customers or wait weeks and months to get paid for your services. 

To factor an invoice for same-day funding, simply upload, email or fax your completed delivery paperwork & rate confirmations to Cashway instead of invoicing your customer directly. Cashway sends funding to your business the same day and handles all of the billing and collections with your customer on your behalf. 

Use your Cashway factoring account as often or as little as you wish. The money you receive when you factor freight bills with Cashway is payment in full for your freight invoice.  It is not a loan- there is no debt created and there is nothing to pay back.

Choose to receive funding directly into your business checking account by ACH direct deposit, wire transfer or RTP® Network transfer. You can also receive funds by fuel card, Comdata Express Codes, and more. You are always welcome to split payments between as many funding methods as you like.

You control the funding process

Freight bill factoring with Cashway does not interfere with your business operations or slow anything down. 

When you want to factor a load, find a load for your trucking business the same way you normally do, then pick up and deliver as usual. After you deliver, send Cashway your rate confirmation and proof of delivery by uploading documents to us directly through our secure web portal or you can send them to us by email or fax. Send as many loads at a time as you want! 

When your freight bill documents arrive before 3pm Atlanta time, they are processed in-house by our Operations Team immediately and funding will be sent to you the very same day using the funding methods you request.

We handle the rest, including all the billing & collections.  It's that simple!

White glove service all the way

Premium-level account features all come standard with every Cashway factoring account

No charge for faster funding

Immediate processing of your freight bills for same-day funding is standard for all Cashway factoring clients, no extra charge.

No per-invoice fees

No per-invoice processing fees or hidden charges. You can factor as many invoices as you want without ever having to worry about hidden fees.

Free load boards

Access dozens of free load boards you can use to build a stronger customer base, find more freight and work with better-paying brokers. 

Switch plans for free

As you business circumstances change, you can upgrade & customize your factoring account to match every new opportunity. Changes are always free.

All-day processing services

Invoice funding is performed continuously through the day and there is no additional charge for expedited service. No more waiting!

Back-end office support

Every Cashway factoring account includes unlimited back-office support services from an experienced team of highly-trained billing & collections professionals.

Online business intelligence

Unlimited free access to our secure online factoring web portal is always included. Create custom factoring transaction reports, check broker credit and much more, 24 hours a day.

Big fuel discounts

Enjoy the same cost-plus pricing as large fleets, without having to guarantee minimum purchase volumes or use expensive credit cards or lines of credit.

More ways to receive funds

Get paid the way you want and make sure your money arrives exactly when & where you want it. Choose from ACH direct deposit, same-day wire transfer, RTP® Network, Comdata, fuel cards and more.

Cashway Funding is A+ Rated by the Better Business Bureau

Included on the Inc 5000

Member in Good Standing of the International Factoring Association - Cashway Funding

Create an account for free to get started

Trucking business owners can create a Cashway account in minutes at no charge, then factor freight bills with Cashway as often or as little as you wish.  We don't force our factoring clients to do business with us (like the other factoring companies do), and clients only pay for what you use. Cashway factoring accounts have no startup fees, no monthly or annual fees and there is no charge if you do not factor a minimum number of invoices.  

You can create your factoring account online and setup takes just a few minutes. We can often begin funding your trucking business the very same day.  No long-term contract is required.

Cashway factoring accounts are available with no long-term contract, no monthly minimums, no personal credit check & no debt to pay back
Not all factoring companies are the same!

Invoice factoring with Cashway Funding is a safe, effective and proven business financing tool that your trucking business can depend on over the long run.

Dedicated professionals

All Cashway staff work exclusively in the factoring business.  That means you are assured to receive specialized and dedicated freight factoring expertise every time you do business with us.  

If we can't factor your invoices, you don't pay. 

We are a direct funder

Cashway Funding is a direct funding source for your business.  We are not a finance broker, trucking company, bank, data mining company, freight agent or marketing affiliate.   

When you factor invoices with us, the funds you receive come directly from us and not from any other company or outside location.  Your funding transactions are private, secure and protected by law.

All transactions are processed and funded in-house by the very same  people you speak and conduct business with every day.  Our offices are open to the public and Cashway factoring clients are always welcome to vist us in person.

No conflict of interest

We guarantee service quality of the very highest standard.

Cashway Funding is 100% independent.  Factoring is our specialty and funding your business is our exclusive focus.  

We are not a freight broker or carrier, dispatch service, fuel card company or insurance agency. 

We will never solicit you to purchase additional services and we will not sell your information for marketing purposes.

🇺🇸 Made in the USA

We believe in helping local small businesses succeed all across America.

All Cashway Funding factoring accounts are professionally managed in-house at our Woodstock, GA headquarters by friendly factoring specialists that you know and trust.  You can always speak with a live, knowledgable person and you can depend on us  to listen to what you have to say.  

We sincerely appreciate every Cashway factoring client and it is our pleasure to deliver the results you expect and deserve from us, every single day. 

Discover the difference

Get paid when you want

Upload, fax or email your delivery paperwork to Cashway Funding and you can get paid for the loads you haul on the same day you deliver. Same-day business funding is available for trucking companies of any size, including new startups.

Funds available the same day

Use a wide variety of funding methods to receive funding & distribute money at the click of a button. Choose any combination of bank wire transfers, ACH direct deposit, fuel cards with big fuel discounts, RTP® Network transfers, and more.

Services that work for you

Premium-level invoice audits, verification & analysis, credit & risk management, billing & collection services are included to keep your trucking back office running just the way you want it. All with 24/7 secure access to our industry-leading online factoring web portal technology.

Hard-working experts who care

Every Cashway factoring account includes unlimited access to our experienced team of freight bill factoring experts. Our detail-oriented professionals care about your success and we know how to deliver the results you expect for your trucking business.

Take the next step toward a more profitable & successful trucking business

Create your Cashway account online and start factoring invoices today. Same-day funding is only a few clicks away.

Take the next step toward a more profitable & successful trucking business

Create your Cashway account online and start factoring invoices today.